Vandalism happens. If it does, go to a reputable auto body shop of your choice and get an estimate. If the estimate is much more than your deductible, you may want to make a claim with your insurance as vandalism will most likely not impact your insurance premium as it wasn’t your fault. You can always call your insurance to make an inquiry without making a claim. Your insurance agent or the insurance company itself is there to service your account, so don’t be shy about calling and making an inquiry.
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